In 2025, HDBank aims for a pre-tax profit of 21.179 trillion dong, a 27% increase compared to 2024, with total assets projected to reach 890.442 trillion dong and credit growth of 32% up to 579.896 trillion dong. The bank also emphasizes controlling non-performing loans to remain under 2% and improving profitability ratios to 26.2% ROE and 2.15% ROA. HDBank will optimize credit growth, expanding lending to low-risk sectors and environmentally-friendly products. The bank plans to take over Dong A Bank to enhance operational efficiency. By 2024, HDBank’s pre-tax profit reached 16.730 trillion dong, completing 105.5% of the plan. HDBank has a total distributable profit of 10.396 trillion dong, equating to a potential dividend payout ratio of 28%. The Board will present a dividend plan at the General Meeting of Shareholders.
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