Techcombank’s “Automatic Profit” 2.0 and the Story of Setting Trends in Digital Banking Experience

Techcombank has affirmed its position in the banking sector with its “Automatic Profit” 2.0 product, establishing a new standard for digital banking experience. After launching a fee exemption initiative, Techcombank attracted nearly 3 million customers by offering high interest rates on idle funds. Version 2.0 allows customers to utilize their entire account balance to optimize returns up to 4% per annum. Customers no longer have to worry about fixed times to use their funds, allowing for flexible spending 24/7. This initiative not only creates trends in the industry but also encourages customers to keep money in their accounts to maximize profits. This helps improve financial habits, savings, and transitions to digital banking. Thanks to these improvements, Techcombank has created value for customers and grown rapidly, while also promoting fair competition within the banking industry.

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