As of June 30, 2025, VIETABANK’s total assets reached 133.952 trillion VND, increasing by 14.120 trillion from the beginning of the year. Loans outstanding reached 87.422 trillion VND, while deposits from customers reached 95.784 trillion VND. The ratio of non-term deposits rose by 29%, contributing to reduced capital costs. ROE stood at 13.71% and ROA at 1%, indicating improved capital efficiency. The bad debt ratio decreased from 1.37% to 1.11%. Service revenues increased by 32.6% year-on-year. VIETABANK has been approved to increase its charter capital by issuing shares to existing shareholders, projected to reach 8.164 trillion VND. VAB shares were officially listed on HOSE as of July 22, 2025, expected to boost liquidity and attract investments. The bank is also advancing digital transformation and will complete the Omni-Channel digital banking platform by the second half of the year. The CEO stated that these results would provide a solid foundation for future growth.
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