Techcombank (TCB) announced a pre-tax profit of 7.9 trillion VND for Q2/2025, an increase of 9.2% from Q1, marking the highest quarterly profit in the bank’s history. For the first half of the year, pre-tax profit reached 15.1 trillion VND, with net interest income (NII) at 17.4 trillion VND, down slightly by 3% year-on-year. The net interest margin (NIM) improved to 3.8%. However, service income decreased by 5.4% compared to the same period last year. The bank recorded 840 billion VND in other income, a decrease of 40.8% due to the lack of extraordinary profits like last year. Techcombank’s total assets reached 1,038 trillion VND, up 14.2%, with significant credit growth in most sectors. Asset quality remains strong with a non-performing loan (NPL) ratio of only 1.32%. They added 1.2 million new customers in the first half, bringing the total to 16.5 million.
Leave a Reply