MSB earned nearly 3.173 trillion VND in the first half of the year, with credit growth of 13.4%

As of June 30, 2025, MSB recorded total customer loan balances of over 200.7 trillion VND, achieving a credit growth of 13.39%, exceeding the market average. Both personal and corporate loans increased by 13-14%. MSB prioritizes sectors like healthcare and material production. The bank’s total assets reached nearly 341.332 trillion VND, accomplishing over 97% of the 2025 plan. Customer funding grew by 13%, with demand deposits surpassing 46.7 trillion VND. The bad debt ratio stood at 1.86%. Total operating income in the first half was 6.793 trillion VND, with net interest income of 5.089 trillion VND. Pre-tax profit was nearly 3.173 trillion VND, indicating stability in business operations. MSB emphasizes a focus on sustainable and safe development.