PayPal’s launch of crypto checkout highlights a pivotal change in payment processing for US merchants, allowing near-instant settlements and drastically reduced cross-border fees. This shift signals a movement away from speculative trading and towards practical crypto utility in everyday transactions.
With frameworks like MiCA in Europe and Singapore’s stablecoin guidelines, regulatory clarity is enhancing the adoption of crypto in payments. The integration of stablecoins will facilitate smoother transactions, benefiting everyday users while lower costs transform the cross-border commerce landscape.
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