On September 22, Ripple announced it is enhancing its institutional finance strategy. Among the new tools are credentials for decentralized identities and deep freeze features to protect sanctioned accounts. A lending protocol is expected to facilitate pooled lending with insured credit for institutional players and smaller investors.
Ripple plans to develop zero-knowledge proofs and a confidential multi-purpose token for collateral management by early 2026. This initiative seeks to solidify XRPL’s position as a top blockchain in the institutional finance space while ensuring regulatory compliance and scalability.
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