As of September 30, 2025, HDBank’s total assets reached 782 trillion dong, a 12.1% increase from the beginning of the year. Credit outstanding rose by 22.6%, with bad debt at 1.97%. Non-interest income hit 5.366 trillion dong, up 178.6% due to strong digitalization and diversification strategies. Digital transactions increased by 47%, accounting for 94% of total transactions. HD SAISON and HD Securities reported profits of 1.1 trillion and 614 billion dong respectively. HDBank is also considering a dividend and bonus share plan totaling 30% for 2025. Foreign ownership has been raised to 49%, boosting foreign capital and stock liquidity. HDBank is collaborating with the London Stock Exchange to expand listing and international fundraising opportunities. HDBank is expected to maintain double-digit growth and strengthen its position among high-performing banks in Vietnam.
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