The Federal Decree Law No. 6 of 2025 enables the UAE central bank to regulate DeFi and Web3. This shift means more activities, including payments and lending, require adherence to licensing regulations.
Projects can no longer defend themselves by claiming they are ‘just code.’ Compliance is essential, as penalties for unlicensed operations can reach 1 billion AED (around 272 million USD).
Effective from September 16, 2025, the law includes a transition period until September 2026 for compliance. This regulation does not ban self-custody wallets but rather increases scrutiny on companies offering regulated services.
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