Coinbase to end USDC rewards for free users, exclusive to paid members

On December 15, 2025, Coinbase will stop offering USDC rewards to free users, restricting it to Coinbase One subscribers who pay a $4.99 monthly fee. The subscription provides a 4% reward rate on all USDC holdings alongside added benefits.

Coinbase reported a significant increase in USDC holdings, reaching 9 billion USD, a 90% rise year-over-year. This growth has also spurred a $107.1 million increase in stablecoin revenue for Q3 2025.

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