Trump’s announcement on January 12, 2026, targets high credit card rates, leading to pre-market stock declines of 1.5%-3.6% in banks like JPMorgan and Citibank. Analysts suggest this cap could benefit decentralized finance as traditional banking faces profitability challenges.
As credit card rate debates unfold, Bitcoin (BTC) remains stable at 90,655.84 USD, demonstrating minor fluctuations. Financial analysts believe a shift to blockchain-based lending can occur if banks adjust to this regulatory change.
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