Vietnam Prosperity Joint Stock Commercial Bank (VPBank; HoSE: VPB) recorded a historic pre-tax profit of 30.6 trillion VND in 2025, marking a 53% increase year-on-year and exceeding its target by 121%. Total assets reached 1.26 quadrillion VND, up 36.4%, with a consolidated loan portfolio of over 961 trillion VND, including an impressive 38% growth in loans to small and medium enterprises (SMEs).
Both personal loans and consumer finance segments recorded strong growth, with FE CREDIT contributing 600 billion VND in profit. The non-performing loan (NPL) ratio dropped below 3% due to effective debt management measures. VPBank also successfully raised 12.713 trillion VND in its IPO.
VPBankS made significant progress, ranking among the top 10 securities companies by market share on HoSE. The ecosystem of VPBank is expanding with GPBank joining, marking an important milestone in its strategy towards digital banking for the SME segment.
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