Vietnam Joint Stock Commercial Bank for Industry and Trade (BVBank) announced a pre-tax profit of 522 billion VND in 2025, up 34% from last year. Total net income reached over 2,900 billion VND, mainly from interest income, accounting for 92%. Total assets grew to 133 trillion VND, up 29%, with loans to customers reaching 78.2 trillion VND, up 15%. BVBank focuses on individual customers, households, and small enterprises, while improving the non-performing loan ratio. In terms of mobilization, total scale reached nearly 123.3 trillion VND, an increase of 29%, with high customer deposits. The bank is also pushing for digitization, with 89% of new customers coming from digital channels, and transaction volumes rising sharply by 289%. The Digistore platform attracted over 20,000 merchants, generating transaction volume exceeding 6 trillion VND.
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