TPBank has announced its business results for 2025, with pre-tax profit reaching 9.203 trillion VND, an increase of 21% compared to 2024. ROE exceeds 18%, and the bad debt ratio has decreased to 0.96%, indicating the bank’s effective risk management. TPBank’s total assets have exceeded 506 trillion VND, with credit debt increasing by 18.08% and market funding up by about 20%. Total operating income has reached nearly 18.9 trillion VND, with service income accounting for 22%, a 24% increase over the previous year. By the end of 2025, TPBank had 16 million customers, with 99% of transactions conducted digitally, showcasing a shift towards digital banking. TPBank maintains a strong digitalization strategy and invests in smart technology, while also focusing on sustainable development and tight risk control.
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