XRPL is gearing up for ‘institutional DeFi’ – Can it enhance XRP value?

Key players are working to adapt XRPL for institutional DeFi, similar to Ethereum. Evernorth is prioritizing the XRP Lending Protocol, which could unlock substantial liquidity opportunities for XRP.

Despite some growth since 2025, XRPL’s total value locked is around 60 million USD, lagging behind rivals. Whale behavior shows accumulation but also ongoing selling, presenting a mixed market sentiment.

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