According to Xapo Bank, 52% of Bitcoin-backed loans issued in 2025 were for 365-day terms. This shift shows borrowers increasingly view Bitcoin as a long-term investment rather than relying on loans for immediate liquidity.
Xapo Bank’s report illustrates that Bitcoin holders are willing to take profits while maintaining long-term exposure, reflecting a disciplined financial approach. This suggests an integration of Bitcoin into traditional financial frameworks as a stable asset.
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