A business lends 80% of its assets at high interest rates

Vietnam Book Publishing Corporation (VNB) has recently announced its financial report for Q4 2025, showing a revenue of over 9 billion VND from sales, a modest increase from the previous year. Gross profit from core activities was approximately 2.8 billion VND. Financial income reached 31.7 billion VND, primarily from loan interest. For the year 2025, total revenue was 29.7 billion VND, while financial income climbed to 123.8 billion VND. Net profit after tax was 82.9 billion VND, a 10% rise from 2024. Founded in the 1950s, VNB has a charter capital of 679 billion VND and assets totaling over 1.216 trillion VND, with 82.8% made up of long-term loans amounting to 1.008 trillion VND at a 12% annual interest rate. The company maintains a solid financial structure with no financial debt. VNB shares closed at 16,700 VND per share on January 21.