On March 20, 2026, Vinhomes announced an unprecedented “5-Year Interest-Free” policy, offering a loan interest rate of 3.3%/year for the first year, a maximum of 7.8%/year for the first three years, and 9%/year for the following two years. This policy applies to all ongoing projects. Customers borrowing for 18 to 36 months will receive corresponding rates from 3.3% to 7.8%/year, and if market rates exceed 9%/year, Vinhomes will cover the difference. This initiative not only allows customers access to valuable real estate but also shields them from interest rate risks. Vinhomes is a leading real estate developer in Vietnam, managing over 30 urban areas, achieving a record of launching 13 projects in 2025, including many new mega cities.
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