Coinbase and PayPal navigate US Genius Act’s stablecoin rules

Despite the US GENIUS Act enacted on July 18, 2025, both Coinbase and PayPal offer stablecoin rewards, framing them as non-interest programs to ensure compliance. This presents a potential regulatory loophole that could anticipate changes in the crypto landscape.

As the market views these offerings as exploiting regulatory gaps, analysts project a shift toward compliant platforms, suggesting that upcoming regulations could significantly reshape financial and technological strategies surrounding stablecoins.

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