F88 Investment Joint Stock Company announced impressive business results for 2025, with pre-tax profit reaching 907 billion VND, up 102% from 2024. Revenue in Q4 2025 was nearly 1.209 trillion VND, up 53% year-on-year, mainly from lending activities which accounted for 86.4% of total revenue. The number of new borrowers increased by 26%, reaching nearly 76,700, while new contracts surged to 269,000, a 98% increase. The rate of returning customers rose from 58% to 67% over the year. The outstanding loan balance reached 7.216 trillion VND, a 57% increase compared to the beginning of the year. Total disbursement for the year reached 16.476 trillion VND, up 37%. The on-time payment rate remained at 84%, with a net write-off of 3.1%. F88 also expanded its network to 950 transaction offices nationwide, exceeding its set target. The company’s market capitalization reached 1 billion USD.
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