Recent discussions indicate that Ripple may be pursuing a U.S. Banking license. Speculation intensified after a video from the XRP Las Vegas 2025 event highlighted conversations around Ripple potentially becoming a bank.
Former investor Greg Kidd pointed out the advantages of a new bank charter for digital-first companies, which could benefit Ripple. Additionally, Ripple has enhanced its presence in traditional finance as a Platinum Member of the American Bankers Association.
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