OCB has just announced its audited financial report for 2024, showing total assets increased by 16.9% to 280,712 billion VND, with credit growth nearing 20%. Loans focus on individuals and small and medium enterprises, while green credit rose by 30%. OCB maintains low mobilizing interest rates to support credit growth. Total operating revenue reached 10,069 billion VND, thanks to a 27.2% increase in interest income. However, non-interest income dropped to 1,462 billion VND. Pre-tax profit was 4,006 billion VND, down 3.2%. In Q4, profit surged by 230% compared to the previous quarter. In 2025, OCB will continue digital transformation and focus on high-growth sectors such as energy, logistics, and real estate. The CEO of OCB is committed to promoting sustainable business operations to aim for inclusion in the Top 5 private banks in terms of ROE and ESG.
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