OCB reported total net revenue for Q2/2025 of VND 2,642 billion, a 16.3% increase year-on-year, with pre-tax profit reaching VND 999 billion, up 11.2%. Core business activities showed stable growth driven by increased credit scale, while non-interest income improved significantly, attributed to service revenues and recovering foreign exchange transactions. OCB continues to push credit for individual clients, small and medium enterprises (SMEs), and startups, particularly through green finance solutions and digital transformation. By June 30, 2025, SME loan balances had increased by 51.7% compared to the previous year, with OCB encouraging startups with specific unsecured loan products. OCB CEO Pham Hong Hai emphasized the importance of supporting businesses within the startup ecosystem, allowing them more flexibility in capital management. The bank has invested in technology and developed a digital financial ecosystem, reinforcing sustainable growth amidst nearly 980,000 enterprises, with SMEs making up 97%, significantly contributing to the economy.
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