As of the end of Q3 2025, OCB recorded a pre-tax profit of 1.538 trillion VND, three times higher than the same period last year. Total revenue reached 2.931 trillion VND, up 27.9% year-on-year, driven by strong growth in lending scale, achieving 2.424 trillion VND from interest income and 507 billion VND from non-interest activities, increasing by 123.1%. The bank has heavily invested in technology, with nearly 98% of transactions conducted via digital channels, and transaction volume on the OCB OMNI app rising by 91%. The ratio of non-term deposits (CASA) also increased from 14.9% to 16%, helping to reduce funding costs. OCB’s total assets reached 315.162 trillion VND, meeting 99% of its targets, with outstanding loans to customers at 200.054 trillion VND. OCB also issued a sustainability report, demonstrating its commitment to achieving Net Zero and expanding green lending with a nearly 30% growth in 2024.
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