OCC proposes Genius Act to resolve stablecoin yield discussions, paving the way for regulatory clarity

The US Office of the Comptroller of the Currency (OCC) proposed the GENIUS Act, seeking to resolve stablecoin yield debates by prohibiting interest for payment stablecoins. The public comment period lasts 60 days, aiming for a clearer regulatory landscape.

The proposed rules would restrict payment stablecoin issuers from offering yield, impacting firms like Coinbase that wish to provide yield on stablecoin balances. This effectively sets a regulatory boundary for stablecoin yield offerings.

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