PayPal CEO says stablecoins aren’t ready to explode yet — here’s why

In a recent interview, PayPal’s CEO Alex Chriss highlighted that stablecoins lack consumer incentives for mass adoption. Although optimism exists within the market, barriers remain before these digital currencies can gain traction among everyday users.

Chriss noted that stablecoins are well-suited for cross-border transactions, potentially lowering fees and increasing speed. The recent closure of the SEC inquiry into PayPal’s PYUSD stablecoin brings a layer of clarity, as the company engages with new regulatory frameworks like the GENIUS Act.

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