The Prosperity and Development Commercial Joint Stock Bank (PGBank) announced its Q4 2025 business results, reporting a pre-tax profit of 271.6 billion VND, bringing the total pre-tax profit for 2025 to 768.3 billion VND, an increase of 81% compared to the previous year. Total operating income reached approximately 2.538 trillion VND, with net interest income being the main contributor. PGBank also saw growth in asset scale, with total assets reaching 88.882 trillion VND, a 21.7% increase from the end of 2024. Credit outstanding reached 47.165 trillion VND, up 13.6%, and customer deposits were 48.460 trillion VND, a rise of 11.9%. The bad debt ratio was well controlled at 2.36%. The bank continues to cautiously set aside risk provisions and enhance financial capacity with its charter capital increased to 5.5 trillion VND. PGBank affirms its commitment to pursuing a strategy of safe, effective, and sustainable growth in the future.
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