Promoting Digital Business, HDBank Reports Profit of 10,068 Billion VND in the First Half of the Year with ROE Reaching 26.5%

HDBank reported a pre-tax profit of 10,068 billion VND for the first half of 2025, the highest ever recorded. In Q2, the bank recorded over 4,713 billion VND in profit. Net interest income rose by 15.8% to 17,227 billion VND, while non-interest income from digital services and payments soared by over 210%. The cost-to-income ratio (CIR) improved to 25.5%, with ROE reaching 26.5% and ROA at 2.2%. As of June 30, HDBank’s total assets exceeded 784 trillion VND, with deposits at 664 trillion VND. The bank is increasingly lending in priority sectors. Entities such as HD SAISON and Vikki Digital Bank also recorded positive results with a surge in app downloads and new accounts. Digital business activities attracted 75% of new customers and significantly increased online transactions. HDBank also received numerous prestigious awards in Q2, exceeding shareholders’ expectations.