SeABank Achieves Profit of 5.856 Trillion VND in the First Half of 2025, Growth of Over 80%

In the first half of 2025, SeABank reported total assets of 379.087 trillion VND, an increase of 16.4% compared to the end of 2024, with customer loan amounts reaching 220.571 trillion VND, up 5.4%. The bank attracted nearly 199 trillion VND in deposits, ensuring stable liquidity. Pre-tax profit reached 5.856 trillion VND, an increase of 80.8% year-on-year, thanks to digital transformation and process improvements. The bad debt ratio stood at 1.95%, indicating good risk management. Non-interest income was 3.597 trillion VND, up 183.7%, contributing to total operating income of 8.512 trillion VND. SeABank also secured 80 million USD from Proparco and FMO to support SMEs for sustainable development.