As of Q1 2025, SHB reported a pre-tax profit of nearly 4.4 trillion VND, equivalent to 30% of the annual plan. The bank’s total consolidated assets reached 790.742 trillion VND, an increase of 6%, while credit outstanding reached 575.777 trillion VND, up 7%. SHB continues to invest in core production and business sectors while improving credit quality and effectively managing risks. The bank plans to maintain a dividend rate of 18% for 2024 and 2025, with 5% in cash and 13% in shares. The target for pre-tax profit in 2025 is 14.5 trillion VND, with a credit growth of 16% and a bad debt ratio of under 2%. SHB also aims to reach total assets of 1 quadrillion VND by 2026. The bank is transforming its technology and management practices to enhance customer service, aiming to build a digital financial ecosystem.
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