Techcombank’s Profit in the First 9 Months of 2025 is the Highest Among Private Banks, CASA Ratio Continues to Lead the Sector

In the first 9 months of 2025, Techcombank reported a pre-tax profit of 23.4 trillion VND, up 2.4% year-on-year. Pre-tax profit for Q3 reached 8.3 trillion VND, a 14.4% increase. Total operating income reached 38.6 trillion VND, with net interest income of 27.4 trillion VND. The CASA ratio was recorded at 42.5%, the highest in the industry. Personal lending grew by 20.2%, while corporate lending increased by 16.2%. Techcombank’s total assets exceeded 1.13 quadrillion VND with CASA balances rising by 29.5% in personal customers. The non-performing loan ratio improved to 1.23%, with coverage ratio at 119.1%. The bank maintained its leading position with a large trading market share and a customer base of 17 million, increasing by 1.7 million compared to the beginning of the year. Techcombank demonstrates strong growth amidst the positive economic landscape of Vietnam.

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