Telegram and TON are pioneers in creating the next generation of neobanks that integrate financial tools directly into platforms users already trust, rather than being standalone applications.
As user experience becomes paramount, the focus is shifting from decentralized finance’s technical challenges to how users interact with finance in familiar environments, like chat applications.
The integration of projects within TON illustrates a move towards an invisible financial layer that will redefine user engagement with finance, leveraging the massive user base already established by Telegram.
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