VDSC has reported its forecasts for HDBank, highlighting stable shareholder structure and clear strategies as a foundation for growth. The projected pre-tax profit for 2026 is expected to reach 27.22 trillion VND, a rise of 34% from 2025. Credit growth is anticipated at 32%, driven by retail and SME sectors with high net interest margins. HDBank’s non-interest income is also expected to increase by 33%, boosted by bancassurance activities. The forecasted ROE for HDBank is about 26%, exceeding the industry average. HDBank aims to become one of the top 5 banks in Vietnam with total assets of around 110 billion USD by 2030, focusing on maintaining operational efficiency and maximizing strengths from member companies within the financial group.
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