This report provides an overview of VND’s financial situation for 2024, focusing on audited financial safety ratios. It highlights capital adequacy, liquidity, and debt service capability. The analysis ensures VND operates within safe limits while remaining competitive in the market. Factors affecting financial safety ratios, including risk management, macroeconomic fluctuations, and new government policies are also discussed. Recommendations for improvements are presented to enhance VND’s financial safety in addressing future challenges.
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