VPBank Achieves 20.4 Trillion VND in Pre-Tax Profit in First 9 Months, Growing Over 47% Year-on-Year

Vietnam Prosperity Joint Stock Commercial Bank (VPBank) recently announced impressive business results for the first nine months of 2025, achieving a pre-tax profit of 20.396 trillion VND, up 47.1% compared to last year. The bank’s total assets surpassed 1.18 quadrillion VND, with consolidated credit outstanding reaching nearly 912 trillion VND, increasing by 28.4%. VPBank continues to strengthen loans in the private economy sector, with SME customer credit rising by 29.1%. The non-performing loan (NPL) ratio has decreased to below 3%, indicating an improvement in asset quality. With the issuance of 300 million USD in sustainable bonds, VPBank aims to bolster capital and enhance financial management. The parent bank’s profit reached 6.378 trillion VND, playing a key role in this growth. VPBank’s ecosystem, including VPBankS and GPBank, has shown robust development, continuously expanding products and services for customers, thus creating a foundation for future breakthroughs.