XRP Ledger eyes 14% of SWIFT liquidity by 2030, says Ripple CEO

During the XRP Ledger Apex 2025 event, Brad Garlinghouse emphasized the importance of liquidity management over messaging. He predicts a notable rise in XRP’s role within the financial sector, aiming for significant integration with SWIFT’s systems by 2030.

Ripple’s plans include creating a sidechain compatible with Ethereum Virtual Machine, showcasing its strategy for growth beyond traditional payments. Current XRP utilization is limited but projects for blockchain integration could enhance its usage as SWIFT adopts new standards.

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