XRP surges, led by retail – but will this group cause a crash?

Retail investors have driven XRP’s realized market capitalization from 30.1 billion USD to 64.2 billion USD since February 2025. However, the dominance of short-term holders raises concerns about instability.

Profit margins for XRP are decreasing, with the profit/loss ratio falling to 46.1, signaling net losses for many investors. This decline exacerbates market vulnerability.

With over 62% of XRP owned by short-term investors, modest price declines could prompt panic selling. Regulatory challenges or broader market shifts may trigger significant price corrections.

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